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Old vs New Tax Regime

Compare both regimes and see which saves you more.

Deductions apply to the old regime only. The new regime uses only the standard deduction.

Better regime for you
Old regime tax
New regime tax

How this is calculated

We compute your tax under both regimes using current slabs (including the standard deduction, section 87A rebate, and 4% cess), apply your declared deductions to the old regime only, and show which leaves more in your pocket. Slabs are based on FY 2025-26 and should be verified for your assessment year.

Which regime is better?

If you claim large deductions (80C, home loan, HRA), the old regime can win. If you claim few deductions, the new regime's lower slabs usually win.

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These calculators provide estimates for educational purposes only and are not personalized investment advice. Mutual fund investments are subject to market risks.

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