FD Calculator + FD vs MF
FD maturity plus an FD-vs-mutual-fund visualizer.
— After tax
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How this is calculated
FD maturity uses periodic compounding at your chosen frequency. Tax is applied to the interest at your slab rate to show the after-tax value. The comparison line projects the same amount as a lump-sum mutual-fund investment — useful to see the long-run gap, though MF returns are not guaranteed.
Is an FD safe?
Bank FDs are low-risk and insured up to ₹5L per bank by DICGC, but after tax and inflation the real return is often modest.
FD or mutual fund?
FDs suit short-term, capital-protection goals; equity mutual funds suit long-term growth but carry market risk. Many investors use both.
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These calculators provide estimates for educational purposes only and are not personalized investment advice. Mutual fund investments are subject to market risks.