SIP Calculator
Project your SIP growth with step-up and inflation options.
— Est. gains
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How this is calculated
We compound your monthly investment month-by-month at your expected annual return. With a step-up, the monthly amount rises by that percentage every year. The inflation toggle discounts the final value to today's purchasing power. Returns are assumptions, not guarantees — actual market returns vary.
What is a SIP?
A Systematic Investment Plan invests a fixed amount in a mutual fund at regular intervals, averaging your purchase cost and building wealth through compounding.
What return should I assume?
Equity funds have historically returned ~10–12% over long periods, but this is not guaranteed. Use a conservative figure and review periodically.
What is a step-up SIP?
Increasing your SIP each year (e.g., with your salary hike) dramatically grows your final corpus, as later contributions still compound.
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These calculators provide estimates for educational purposes only and are not personalized investment advice. Mutual fund investments are subject to market risks.